Sample Export — Enriched HMDA Loan Application Register

Illustrative columns and format. Caddo/Bossier/DeSoto Parish coverage, 2007–2024.

⚠️ Every value below is fuzzed/illustrative — not a real lender, applicant, census tract, or RRA enrichment score. This page exists to show what's in the file, not to expose real lending records. The actual export contains real HMDA data joined to real RRA parcel-level enrichment for every tract in coverage.

Base HMDA Fields

Year	Tract	Lender	Loan Purpose	Action	Loan Amount	Income	Denial Reason	RRA Parcel Score	RRA Flood Risk	RRA SFHA %	RRA Subsidence (mm/yr)
2024	22017-XXXXXX	Example Community Bank	Purchase	Originated	$215,000	$78,000	—	62	31	4.2%	-2.4
2024	22017-XXXXXX	Sample Regional Bank	Refi	Denied	$140,000	$41,000	Debt-to-income ratio	38	58	19.6%	-3.1
2023	22015-XXXXXX	Demo Credit Union	Purchase	Originated	$305,000	$112,000	—	81	12	0.0%	-1.7
2023	22017-XXXXXX	Example Community Bank	Purchase	Denied	$98,000	$33,500	Credit history	29	67	28.4%	-4.0
2022	22019-XXXXXX	Sample National Lender	Refi	Originated	$178,000	$65,000	—	55	22	2.1%	-2.0

RRA enrichment — not in the original HMDA public release

What "RRA Enrichment" Means

Field	Source
RRA Parcel Score	Median composite parcel condition score for the tract (RRA's own scoring, parcel-level)
RRA Distress Score	Median distress score for the tract
RRA Flood Risk	Median flood risk score for the tract
RRA SFHA %	Share of tract parcels in a Special Flood Hazard Area
RRA Adjudicated %	Share of tract parcels currently tax-adjudicated
RRA Subsidence (mm/yr)	Median InSAR-measured ground subsidence velocity for the tract
RRA ACS Median Income	Census ACS median household income for the tract, for resident-vs-borrower income comparison
RRA Tract Parcel Count	Total parcel count in the tract, for context on tract size/density

Full export covers 37,052 tract-year records, 2007–2024, every field above for every record. Live map and lender-level breakdown also available.

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