Institutional Intelligence

Per-institution scored profile for every bank and credit union in the Shreveport-Bossier MSA — financial health, market position, and small business activity scored and peer-ranked across 70 institutions.

MSA Institutions

315K

HMDA Records

$357M+

SBA 7(a) Volume

42K+

Federal Awards

About this product

Each institution profile synthesizes four independently-sourced data layers into scored, peer-ranked conclusions: FDIC quarterly call report data, HMDA origination geography, SBA lending activity, and federal award context. The output is not a data dump — it is a set of scores that place each institution on a spectrum relative to its 69 MSA peers.

Four scores are derived from financial and lending data: Financial Health Score (ROA, ROE, NIM, noncurrent loan ratio composite), Local Market Position (origination volume and market share trend), Small Business Lending Activity (SBA loan volume relative to institution size), and an aggregate Peer Rank. Each score answers a question a CEO or CFO can act on.

A physical risk overlay tier is in development — scoring each institution's mortgage book against the RRA parcel stack to surface flood exposure, subsidence risk, and distress adjacency in the collateral base. These scores serve as entry points to the physical risk product family for institutions that want parcel-level detail.

Buyers

→ Community bank CEOs and CFOs reviewing competitive positioning
→ Credit union managers tracking peer performance
→ Economic development organizations mapping capital availability
→ CDFIs and policy organizations analyzing lending gaps

Delivery

·Web-based per-institution profile page with scored dashboard
·CSV export of underlying metrics and scores
·HMDA LAR Export available as companion product for full loan-level dataset
·Annual refresh on FDIC and HMDA vintage release cycle

Dataset Fields

— Financial Health Score —

Composite of ROA, ROE, NIM, and noncurrent loan ratio vs. MSA peer median. Peer-ranked across 53 FDIC institutions.

— Local Market Position Score —

Origination volume and market share trend derived from HMDA. Captures whether the institution is growing, stable, or contracting in the local mortgage market relative to peers.

— Small Business Lending Score —

SBA 7(a) and 504 loan activity (count and volume) relative to institution asset size. Measures community lending engagement beyond the mortgage book.

— Peer Rank —

Aggregate standing across all 70 MSA institutions (53 FDIC banks + 17 credit unions) on combined score.

— Underlying Data Fields —

total_assets / total_deposits

Institution size and deposit base from FDIC call report

roa / roe / nim / noncurrent_loan_ratio

Core financial health metrics, quarterly trend

origination_count / origination_volume / denial_rate

HMDA origination and denial summary by tract and loan type

sba_loan_count / sba_volume

SBA 7(a) and 504 activity by fiscal year

federal_award_count / federal_award_volume

USASpending contracts and grants in the institution's primary service area

branch_count / branch_locations

Physical branch footprint

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